[CommanderBob]

My wife and I bought a Mazda 2 a couple months ago, a blue sport manual. Just over one month, one payment, and ~1600 miles later it was hit in a hit-and-run accident. A pickup truck basically sideswiped my wife because he was driving on her side of the road around a blind curve. She swerved to avoid him, and he T-boned her and drove off. Haven't found the jerk either.

After a very long 3 weeks for an estimate, we found out that we had 14k in damages and State Farm totaled it out. We didn't have gap insurance so we were pretty worried about how much we were losing, but it ended up pretty darn well short of it not happening at all. The loan was all but paid off (~$50 remaining) after our $500 deductible was taken away from their appraisal offer, so we really only lost a few bucks on our 7yr/75k-mi warranty being prorated and canceled, and our first payment. Gap insurance (which would cost around $600) would have gotten us nowhere!

What do ya do after all that? GO BUY A NEW ONE! We are now proud owners of Mazda 2.1. It is identical in every way, except about 1,500 miles less and I have to reinstall the in-dash gps/HU that I had in the old one.

Heh, had to remove the radio. Wasn't allowed to do it in the lot, so they drove it into the attached alley. Kinda funny seeing a little car roll up with no D/S doors, most of the paneling and a flat.

Mazda 2.1

 

[speed.2]

wow that sucks with what happened with the 1st mazda 2 but glad you came out okay in the end


Any news yet on the truck if police found him or the damaged truck anywhere?


but glad you managed to purchase an exact replica of the on that was written off!

 

[bananaboat]

That's a shame but at least nobody was hurt. I totaled one from a $ perspective on a donkey and two cows several years ago. Drove it home but the repair cost was more than the book value.

Too bad the insurance doesn't let a person keep the old car. Yours is the rare find - basically totaled but not a front-end hit. Rare to find is a car with a good front clip including a good motor/tranny. Just selling as-is a scrap yard would pay $1500-$2000 without the front-end damage.

 

[CommanderBob]

They have not found the pickup driver yet. I have low expectations, but I would be so pleased if he got what he deserves.

I really wish I knew where the car will end up. It is going to be in an insurance auction in Conshohocken PA by the looks of it, although I'd imagine someone will purchase it for repair if it is cheap enough. If not, I'd love to know the junkyard so I could get other parts from it. Had a full tank of gas too

They said that ripples in the sheet metal transferred all the way to the spare tire well. The axle needed to be replaced among other things. There was a list of ~150 parts that would be replaced, airbags and the axle ranking amongst the top of the price range.

We were sad to see her go, but happy to have a new one! New stereo goes in tomorrow!

 

[jadecraft]

Congratulations! I’m glad to hear that everything worked out for you guys. This is why it’s important to be careful when picking an insurance provider. Good car insurance companies will actually come through for you when you need them to instead of ripping you off. The Hartford handled a totaled car claim really well for us, and we haven’t lost any money despite how bad the accident was.